400 Posts - Indian Overseas Bank - IOB LBO Recruitment 2025(All India Can Apply) – Last Date 31 May Govt Exam Update

IOB LBO Recruitment 2025: The Indian Overseas Bank (IOB) has released the official notification for the recruitment of Local Bank Officers (LBO) across various states in India. The IOB LBO Recruitment 2025 notification was released on 12 May 2025, and the online application window will remain open from 12 May 2025 to 31 May 2025.

Interested and eligible candidates can apply online for IOB LBO Recruitment 2025 through the official website www.iob.in.

Indian Overseas Bank IOB LBO Recruitment 2025 Post Details

Indian Overseas Bank has invited applications for 400 Local Bank Officer posts in the Junior Management Grade Scale-I (JMGS-I). Selected candidates will be posted in the state they apply for and will be required to serve there for the initial 12 years or until promotion to SMGS-IV, whichever is earlier.

State	Vacancies	Language Proficiency Required
Tamil Nadu	260	Tamil
Maharashtra	45	Marathi
Gujarat	30	Gujarati
West Bengal	34	Bengali
Punjab	21	Punjabi
Odisha	10	Odia
Total	400

Pay Scale: ₹48,480 – ₹85,920 plus DA, HRA, and other allowances as per Bank’s rules.

Also Read : 2964 Posts – The State Bank of India – SBI CBO Recruitment 2025 (All India Can Apply)

IOB LBO Recruitment 2025 Eligibility Criteria

Candidates must fulfill the following eligibility requirements for applying to the Local Bank Officer post:

Post Name	Age Limit (as on 01.05.2025)	Educational Qualification
Local Bank Officer (JMGS-I)	20 to 30 years	Graduation in any discipline from a recognized university

Age Relaxation:

SC/ST: 5 years
OBC (Non-creamy): 3 years
PwBD: 10 years
Ex-Servicemen: 5 years
1984 Riot-affected: 5 years

Language Requirement: Must be proficient in the local language of the state applied for (read/write/speak). Candidates without 10th or 12th mark sheet proof will have to pass a language proficiency test.

Application Fees

Candidates are required to pay a non-refundable application fee at the time of online application.

Category	Fees (Inclusive of GST)
SC/ST/PwBD	₹175
General/EWS/OBC	₹850

Payment must be made online through debit/credit card, net banking, BHIM/UPI.

Indian Overseas Bank IOB LBO Recruitment 2025 Selection Process

The selection process for IOB LBO Recruitment 2025 includes the following stages:

Online Examination (140 Questions, 200 Marks, 3 Hours)

Reasoning & Computer Aptitude – 30 Qs – 60 Marks
General/Economy/Banking Awareness – 40 Qs – 40 Marks
Data Analysis & Interpretation – 30 Qs – 60 Marks
English Language – 40 Qs – 40 Marks

Language Proficiency Test (LPT) – Mandatory for candidates without prior proof of local language study.

Personal Interview – Final selection will be based on 80:20 weightage of Online Exam and Interview.

🟡 IOB LBO Recruitment 2025🟡 – Important Questions

1 / 10

1. Indian Overseas Bank was founded in which year?

A) 1937

B) 1945

C) 1950

D) 1969

2 / 10

2. The headquarters of Indian Overseas Bank is located in:

A) Mumbai

B) Kolkata

C) Chennai

D) New Delhi

3 / 10

3. The full form of LBO in the context of banking recruitment is:

A) Legal Banking Officer

B) Loan and Banking Officer

C) Legal Business Operations

D) Lead Banking Officer

4 / 10

4. In banking, what does SARFAESI Act relate to?

A) Microfinance Institutions

B) Banking Ombudsman

C) Recovery of Non-Performing Assets

D) Foreign Exchange Management

5 / 10

5. Which regulatory body governs banks in India?

A) SEBI

B) RBI

C) NABARD

D) IRDAI

6 / 10

6. What is the tenure of a fixed deposit account in a bank?

A) Maximum 3 months

B) Only up to 1 year

C) 7 days to 10 years

D) 6 months to 3 years

7 / 10

7. In legal terms, a 'lien' is:

A) A form of contract

B) The right to sell property

C) A claim or right over property as security

D) A type of loan agreement

8 / 10

8. What is the purpose of the Banking Ombudsman Scheme?

A) Control inflation

B) Set interest rates

C) Resolve customer complaints

D) Manage foreign exchange

9 / 10

9. A Non-Performing Asset (NPA) is a loan where interest or principal is overdue for more than:

A) 60 days

B) 90 days

C) 180 days

D) 30 days

10 / 10

10. Which section of the Negotiable Instruments Act deals with dishonor of cheques?

A) Section 120

B) Section 138

C) Section 145

D) Section 162

Your score is

The average score is 68%

Indian Overseas Bank LBO Recruitment 2025 How to Apply

Candidates can apply online through the official website from 12 May 2025 to 31 May 2025. Follow these steps:

Visit www.iob.in and go to the Careers section.
Click on “Recruitment of Local Bank Officers – 2025-26”.
Register with a valid email and mobile number.
Fill in the application form, upload documents, photo, signature, and thumb impression.
Pay the application fee online and submit the form.
Take a printout of the final submitted application.

Official Notification
Apply Link

Important Dates

Here are the key dates related to the IOB LBO Recruitment 2025:

Event	Date
Notification Release Date	12 May 2025
Start of Online Application	12 May 2025
Last Date to Apply Online	31 May 2025
Fee Payment Window	12 May – 31 May 2025
Online Exam Date	To be announced

Also Read : 500 Posts – Union Bank Assistant Manager Recruitment 2025 (All India Can Apply)

Frequently Asked Questions (FAQs)

Q1. What is the total number of vacancies in IOB LBO Recruitment 2025?
There are a total of 400 vacancies across 6 states.

Q2. What is the age limit to apply for the IOB Local Bank Officer post?
Candidates must be between 20 to 30 years as on 01 May 2025.

Q3. What is the mode of application?
Candidates can apply only through online mode at www.iob.in.

Q4. Is there any language requirement?
Yes, candidates must be proficient in the local language of the state they apply for.

Q5. What is the selection process?
Selection includes Online Exam, Language Proficiency Test (if applicable), and Personal Interview.